FrankMirbach/Getty Images; Illustration by Issiah Davis/Bankrate Drivers nationwide already pay more for car insurance every year, but drivers with speeding tickets typically pay much higher rates for the same coverage. Unfortunately, this means Florida drivers with speeding tickets might struggle to afford car insurance. To help you find cheaper coverage…

Key takeaways A debt management plan (DMP) makes it easier to manage your unsecured debts as you’ll likely get a more affordable monthly payment. If the credit counselor successfully negotiates a DMP with your creditors, you can avoid collection calls, save on interest expenses and get out of debt sooner. Debt…

If you’ve done any shopping recently, then you’ve probably seen an option at checkout to split up your total into four (or more) “easy payments.” One of the biggest companies offering these kinds of buy now, pay later plans is Affirm. But is it a good idea to use Affirm…

Use Party Planning to Help Your Child Learn Financial Literacy Concepts Kids are only as expensive as we make them, and when it comes to planning a fun and budget-friendly birthday party, it’s important to talk to your child about their expectations, while of course, keeping your own expectations in…