Key takeaways To start a small business, form a business plan that outlines your product’s unique value, marketing plan and metrics for success. You’ll need to decide how you’ll fund startup costs for your business, whether through bootstrapping, a business loan or another form of funding. Start your business with…

News shows, Hollywood films and TV all assume that you know what the stock market is and how it works. Everyone knows that you can make a lot of money in the stock market if you know what you’re doing, but beginners don’t often understand how the market works and…

FrankMirbach/Getty Images; Illustration by Issiah Davis/Bankrate Drivers nationwide already pay more for car insurance every year, but drivers with speeding tickets typically pay much higher rates for the same coverage. Unfortunately, this means Florida drivers with speeding tickets might struggle to afford car insurance. To help you find cheaper coverage…

Key takeaways A debt management plan (DMP) makes it easier to manage your unsecured debts as you’ll likely get a more affordable monthly payment. If the credit counselor successfully negotiates a DMP with your creditors, you can avoid collection calls, save on interest expenses and get out of debt sooner. Debt…