The  Dow Jones Industrial Average hit a fresh record high Wednesday, making a run for tis 47th record close, before pulling back early afternoon.  The S&P 500 and Nasdaq Composite were slightly lower but have advanced over 19% and 26% this year, respectively. Among the Dow 30, Walgreens, Disney and Merck…

Credit Sesame explores how rising debt levels and stricter lending standards intensify the consequences of late payments for consumers. It’s never a good thing to be late on a debt payment. These days, though, the consequences of late payments are becoming increasingly severe for individual borrowers and all consumers. Late…

Key Takeaways Having an EIN can be helpful when applying for business loans, opening business bank accounts and for other business tasks. Obtaining an EIN is free of charge and can be done online, by mail, fax or via telephone. If an EIN is lost or misplaced, it is not…

A 529 plan gives consumers a tax-advantaged way to pay for education, and that’s a boon for parents and other family members who want to save for a child’s schooling. A 529 plan offers several other benefits, including the ability to invest with potentially high-return assets such as stock funds,…