Debt Management
Key takeaways Although it’s not advised, you may be able to get out of credit card debt by stopping your…
Key takeaways In a Chapter 7 bankruptcy, creditors can seize certain assets to repay the debts you owe. However, exceptions…
Tips for improving your credit score and credit rating By Melissa Jackson Are you struggling with past financial mistakes and…
Key takeaways Bankruptcy is handled through the federal courts. Debtors typically file for Chapter 7 (liquidation) or Chapter 13 (reorganization)…
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…
Key takeaways An automatic stay prevents creditors from pursuing collections against you during bankruptcy. Both Chapter 7 and Chapter 13…
Key takeaways If you decide to cash out your settlement all at once, you won’t receive all the funds you’re…
Key takeaways Defaulting on a loan means that you’ve violated the promissory note or cardholder agreement with the lender to…
Key takeaways Wage garnishment is the withholding of a portion of your earnings from your paycheck to pay off a…
Is Your Budget Ready for Higher Mortgage Rates?Tips to prepare your personal budget for increased housing costs By Carmen Chan…
Key takeaways A 609 dispute letter is a formal way to request more information about the accounts on your credit…
1. Identify Your Financial Goals Do you want to stop living pay cheque to pay cheque? Do you want to…