Personal Finance
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the…
kate_sept2004/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways A personal loan is money you can borrow in a lump sum with…
Key takeaways Applying for a credit card can trigger a hard credit inquiry that will temporarily decrease your credit score.…
Key takeaways Closed accounts with a positive history of on-time payments don’t need to be removed from your credit report.…
Converting 401(k) funds into Roth accounts can reduce or eliminate the need to take Required Minimum Distributions (RMDs) that can…
Morsa Images/Getty Images Key takeaways You can complete a balance transfer online with Bank of America after you’re approved for…
Key takeaways Overdraft fees can occur when your account has a negative balance due to a withdrawal, transfer or debit.…
Setting aside funds for retirement is important – and 22% of U.S. adults reported not starting the practice early enough…
Determining when to start saving for retirement can have a major impact on your financial future. Beginning early allows you…
eclipse_images/Getty Images Key takeaways A credit-builder loan helps borrowers improve their payment history — and by extension their credit score…
Key takeaways IHG One Rewards is a free loyalty program for the InterContinental Hotels Group that lets members earn points…
It’s a good idea to familiarize yourself with Regulation E if you have a bank account and use a debit…